Strategic Insurance

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Caring Communities is the first Member-owned liability insurance company to exclusively serve not-for-profit senior housing and care organizations. And we’re also the largest.

Why do so many leading Life Plan Communities choose to become a part of Caring Communities?

Because it makes more sense to purchase insurance from the company you own. All profits are returned in cash and equity to our Member-Owners. And since you’re partnered with other premier organizations equally invested in success, you’re prepared to meet existing and emerging risks that face the senior care industry—with unmatched product innovations and group purchasing power.

Caring Communities provides:
  • Professional, General and Excess Liability Insurance
  • Management Liability Insurance (Directors & Officers Liability, Employment Practices Liability, and Fiduciary Liability)
  • Commercial Crime Insurance
  • Property, Cyber, and Auto Insurance
  • Health Benefits Program
  • Risk Management Education and Advisory Services