Caring Communities supports your organization’s mission to keep residents healthy and safe through our industry leading risk management and education; potentially lowering your organization’s overall insurance expense.
WHO WE ARE
Caring Communities is the leading Member-Owned liability insurance company exclusively serving not-for-profit senior housing and care organizations.
WHAT WE DO
For over 20 years, we’ve helped our Members tackle their challenges related to the security and well-being of their residents, while providing them with comprehensive liability insurance protection.
HOW IT STARTED
In 2002, twenty of the nation’s leading not-for-profit senior housing and care organizations established Caring Communities. Since then, we’ve pioneered and designed risk-management practices that foster safer environments for our Members’ residents.
Caring Communities Mission is to protect not-for-profit senior housing and service organizations, consistent with our principles, through comprehensive insurance and collaborative risk management solutions.
Caring Communities primary duty is to meet all of its contractual obligations to all of its Policyholders.
We are committed to disciplined underwriting practices, setting insurance premiums on an actuarially sound basis, procuring reinsurance protection against large losses, and conservative asset management.
Skin In The Game
Because all Members have made a strategic commitment to Caring Communities, we are all an integral part of the whole and invested in each other’s success.
Accountable Risk Management
We hold Members accountable for implementing proven risk management practices and participating in top quality educational programs to improve resident quality of life.
Direct involvement of Member CEOs in Caring Communities’ governance and attendance at Membership meetings.
Proactive Claims Management
We practice early electronic incident reporting of 14 events known to be high risk and likely lead to a claim. A seasoned Caring Communities claim attorney collaborates with you and your trusted local defense counsel, to develop a strategy should a claim arise.
Salvatore A. Pellegrino
Ashur S. Odishoo
Lauren M. Crow
Caring Communities is exclusively owned and governed by its 70+ Member organizations, all mission based not-for-profit providers of senior housing and care organizations.
We are rated ‘A’ Excellent by A.M. Best – the nation’s oldest and leading insurance company rating agency.