Company Overview


With a common vision and unified in purpose, twenty of the nation's leading not-for-profit senior housing and care organizations established Caring Communities- the industry's first, member-owned liability insurance company exclusively serving not-for–profit senior housing and care organizations. Caring Communities also pioneered and continues to design risk management practices that increase resident safety by preventing incidents that could lead to injury.

Since 2001, Caring Communities has demonstrated its value to the senior care industry as the leading and most effective risk management and liability insurance resource.


Caring Communities specializes in services that prevent and reduce the consequences of liability claims asserted against its Member organizations. Caring Communities also provides Members comprehensive liability insurance protection.

Caring Communities is owned and governed by its Members, exclusively not-for-profit providers of senior community housing and related care services. Many Members are among the LeadingAge/Ziegler’ top 150.

Caring Communities owns and operates a Risk Retention Group insurance company (RRG) registered in all 50 states, and an insurance company licensed by the Cayman Islands Monetary Authority. Both companies are rated ‘A’ Excellent by A.M. Best. Each insurance company is also authorized to underwrite reinsurance.

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